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Debit and Credit Cards




Debit Card with Chip Technology

Small but Mighty

There is nothing more important to us than our customers, which is why we're proud to introduce new debit cards with chip technology. Embedded in the debit card is a tiny chip that helps prevent fraud by encrypting transaction and cardholder information each and every time an in-person transaction takes place.

It will look and feel just like the debit card you're used to, but the protection you receive from chip cards is much better. We take seriously the trust our customers place in us, and these new debit cards are part of our ongoing commitment to be a community partner with you.

How to Use It

Chip cards operate a bit different;y than traditional "swipe" cards. When making a transaction, instead of sliding your card down the magnetic strip reader you "dip" your card in the bottom of the terminal, wait a few seconds while the chip processes the payment, and then remove. The process takes a few moments longer but delivers far superior security.

If you are at a merchant who isn't able to process a chip-card, go ahead and "swipe" your card. It may take some time before each and every place you shop offers the ability to use a chip card, but online and telephone purchases will work the same as they did with old cards.

If your card is lost, stolen, or compromised, please call 1-800-383-8000.

Visa® Credit Card

The Visa® Platinum credit card offers great benefits!

  • Competitive rates*
  • Reward points for merchandise and travel
  • Tickets good on any airline with no blackout dates

Apply Now

*see the card application's Important Disclosures for current terms, rates, and fees. Credit cards are subject to credit approval. Cards are issued by TCM Bank, N.A. 

No interest is charged if the total balance is paid before the due date, and the interest rate is fixed. For specific restrictions, limitations and other details, please consult a South Coast Bank & Trust representative.


Why South Coast



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