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Personal Checking

With any South Coast Bank & Trust, managing your money is simple and easy. With a wide variety of products and superior customer service, you receive the convenience you need and the safety you deserve. All accounts come with complimentary Online Banking, easy and free enrollment in both eStatements and Bill Pay, and convenient Bank to Bank Transfer (upon request). You are also able to utilize the South Coast mobile app and request enrollment in Mobile Deposit. All accounts have free access to South Coast ATMs, are eligible for a MasterCard® Debit Card, and are insured by the FDIC. Ask us about other services, such as safe deposit boxes or check ordering. 

Basic Checking Account

  • Opening deposit of $100 needed
  • No monthly minimum balance required
  • Unlimited check writing privileges 
  • No monthly maintenance fee
  • No per check fee

Premier Checking 

  • Opening deposit of $100 needed
  • Competitive interest at tiered rates 
  • No monthly service charge if the balance stays above $1,000; should the balance fall below $1,000 an $8 monthly service charge will be incurred

Money Market Account

  • Opening deposit of $100 needed
  • Tired interest rates that are compounded monthly and earned on daily balance
  • No monthly service charge if the balance stays above $500; should the balance fall below $500 a $5 service charge will be incurred 
  • Six free withdrawals per month; each withdrawal over six is $5 per transaction 

Why South Coast

 

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