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Business Checking Accounts

Whether your company is a small business with basic checking needs or a large company with a high volume of transactions each month, South Coast Bank & Trust has a variety of accounts and services to meet your requirements.

**We reserve the right to analyze all business checking accounts and charge based upon analysis.

Small Business Checking

  • Minimum deposit of $100.00 to open account
  • Minimum daily balance of $1,000.00 for no balance fee
  • A balance fee of $12.00 if daily balance falls below $1,000.00 on any day of statement cycle
  • Debit item fee for checks/debits over 350 will be $.25 each
  • South Coast Bank & Trust Visa Credit Card available based on credit approval
  • Free Online Banking with Bill-Pay
  • Free MasterCard® Business Debit Card


Business Interest Checking

Sole prprietors and not-for-profit organizations will earn interest on checking dollars!

  • No minimum balance to earn interest
  • Competitive interest rates
  • $2,000 minimum daily balance for no service charge or $6.00 per month plus $0.25 for each check/debit

Interest On Lawyers Trust Account (IOLTA)

An IOLTA is an interest earning checking account for use by attorneys and law firms to hold client funds. These accounts are required by state law and all interest earned on the account is paid to the State Bar Foundation to fund various programs to provide legal services supported by the State Bar Foundation.

  • Meets state requirements for appropriate handling of client funds
  • Competitive interest rate is paid on ledger balances
  • No service fees are incurred for core deposit and check writing activity


Why South Coast



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